The Difference Between Income Protection and Critical Illness Insurance 3089635636924505613-blid-1811123111401920312

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During a recent financial review with a new client, something I carry out with all new clients, I asked the question as to whether he had any income protection in place. I was quite surprised and impressed when he told me he had. It's not usually the first thing young people think about and this guy in his late twenties had it sorted...or so I thought. He quickly followed this with "I think I have that with my mortgage protection". It wasn't the first time I had heard this and I'm sure it won't be the last. Indeed perhaps we as Financial Advisors and whoever sold him the initial policy are to blame. And so I embark on my task for today to educate the general population or at least anyone reading this on the difference between Income Protection and Serious illness.